===== PDF PAGE 1 ===== [Extraction: embedded PDF text] WHERE HISTORY & PROGRESS MEET Economic Development Commission Tuesday, April 28, 2026 - 10:30 a.m. West Chicago City Hall Committee Room B 475 Main Street, West Chicago, IL 60185 A G E N D A 1. Call to Order 2. Roll Call 3. Public Comment 4. Approval of the January 27, 2026 Meeting Minutes 5. 2026-2028 Economic Development Work Plan Status Update 6. Business Regulations Review 7. Consideration of a Revolving Loan Fund 8. Staff Report 9. Commissioner Reports 10. Adjournment – Next Meeting Tuesday, July 28, 2026 at 10:30 a.m. 475 Main Street T 630.293.2200 Daniel Bovey MAYOR West Chicago, Illinois F 630.293.3028 60185 westchicago.org Viviana Ramirez CITY ADMINISTRATOR ===== PDF PAGE 2 ===== [Extraction: embedded PDF text] ECONOMIC DEVELOPMENT COMMISSION DRAFT MEETING MINUTES January 27, 2026 – 10:30 a.m. 1. Call to Order Chairperson Beles called the meeting to order at 10:30 a.m. 2. Roll Call Roll call found Chairperson Beles and Commissioners Airhart, Espinosa, Harms, and Moran present. A quorum was established. Business & Community Relations Director Kelley Chrisse was also in attendance. 3. Public Comment None. 4. Approval of the October 28, 2025 Meeting Minutes Commissioner Espinosa made a motion to approve the August 26, 2025 Meeting Minutes, which was seconded by Commissioner Moran. The motion carried unanimously via voice vote. 5. 2025 Annual EDC Report Ms. Chrisse reviewed the 2025 EDC activity report. Commissioners identified topics for 2026, including re-evaluation of Downtown grant programs (loan options, reimbursement structure, and estimate requirements). They also suggested enhancing the Downtown Investment Program by providing a list of participating local banks and contractors. It was agreed these items should be discussed prior to budget recommendations to allow for potential updates. Commissioner Harms made a motion to approve the 2025 Annual EDC Report, which was seconded by Commissioner Espinosa. The motion carried unanimously via voice vote. 6. Discussion of Business Regulations Ms. Chrisse explained that the majority of business regulations are contained within Chapter 9 of the City Code, which will serve as the starting point for the review. She noted that this effort is included in the 2026–2028 Economic Development Work Plan and aligns with the Commission’s role as an advisor to the City Council on economic policy. The purpose of the review is to improve clarity and predictability, enhance business-friendliness, modernize regulations to reflect current business practices, and identify priority updates in the event that not all provisions can be revised at once. The Commission proceeded to review the regulations article by article. A question was raised regarding how contractor registration fees are structured, which Ms. Chrisse indicated she would confirm. Commissioners also discussed the distinction between peddlers and solicitors and suggested the potential to combine these categories into a broader mobile vendor 475 Main Street T 630.293.2200 Daniel Bovey MAYOR West Chicago, Illinois F 630.293.3028 Tia Messino 60185 westchicago.org INTERIM CITY ADMINISTRATOR ===== PDF PAGE 3 ===== [Extraction: embedded PDF text] classification with varying levels of regulation based on the intensity of activity. There was consensus that the regulations related to itinerant or transient photographers are outdated and should be removed. In reviewing the scavenger regulations, Commissioners expressed concern that portions of the language function more as contract terms with the City’s waste collection provider rather than general regulations, and noted that certain provisions applicable to homeowners should be relocated. When discussing carnival regulations, it was noted that these activities are typically associated with special events, and relocation to the Special Event section of the Code may be more appropriate. Additional questions were raised regarding the necessity of regulations for auctions and auctioneers, as well as the City’s ability to enforce provisions related to relocators and repossessors. With respect to taxicabs and livery services, Ms. Chrisse noted the limited presence of such businesses in West Chicago and the prevalence of rideshare services, indicating that the practicality and enforceability of these regulations should be evaluated. The Commission agreed to continue reviewing Chapter 9 in advance of the next meeting and to identify regulations that should be updated, relocated, or eliminated. In support of better serving the business community, the Commission emphasized the importance of removing outdated or unnecessary regulations and incorporating stakeholder feedback. Focus groups were identified as a potential outreach tool, with targeted discussion topics to help ensure ease of entry for businesses and industries in West Chicago. 7. Staff Report – None 8. Commissioner Reports – None 9. Adjournment – Commissioner Espinosa made a motion to adjourn, which was seconded by Commissioner Airhart. The motion passed unanimously by voice vote. The meeting was adjourned at 11:58 p.m. Respectfully Submitted, Kelley Chrisse, Business & Community Relations Director Economic Development Commission January 27, 2026 Minutes Page 2 of 2 ===== PDF PAGE 4 ===== [Extraction: embedded PDF text] CITY OF WEST CHICAGO ECONOMIC DEVELOPMENT COMMISSION AGENDA ITEM SUMMARY ITEM TITLE: AGENDA ITEM NUMBER: 5 2026-2028 Economic Development Work Plan Status Update MEETING DATE: 04/28/2026 STAFF REVIEW: Kelley Chrisse, AICP, CEcD SIGNATURE ITEM SUMMARY: On November 3, 2025, the City Council approved the 2026–2028 Economic Development Work Plan. This memo provides a first quarter (Q1) 2026 status update on implementation progress and highlights key areas of activity. Q1 2026 Summary Implementation is underway across all priority areas, with several initiatives in progress and others advancing toward upcoming milestones. Early efforts have focused on downtown redevelopment, business engagement, communication improvements, and program development. Key Highlights • Downtown Redevelopment: Ongoing discussions with developers for mixed-use and townhouse projects; RFQ/RFP in development for the West Washington Street site. • Business & Retail Activity: Continued promotion of incentive programs and engagement with downtown businesses and property owners. • Events & Activation: Mosaic Market scheduled to launch in June as part of downtown activation efforts. • Digital & Communication Improvements: New City website project advancing; Business Support Specialist hired to expand outreach and engagement. • Cultural & Community Initiatives: Expanded programming and planning for community events, including summer and cultural celebrations. • Infrastructure & Investment: Industrial area infrastructure projects underway; continued coordination on development and financing tools. • Policy & Regulatory Review: Business regulations review initiated, beginning with Chapter 9. The Commission’s input will continue to be important in helping guide priorities, identify opportunities to strengthen economic impact, and ensure alignment with the City’s goals for business growth and investment. ACTION PROPOSED: For information only. No action needed. Attachment: 2026-2028 Economic Development Work Plan Q1 Status Update Matrix ===== PDF PAGE 5 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Staff is in discussions with multiple Revitalizing Advance Redevelopment & Continue promoting Downtown developments to construct 200+ 1.A.1 Ongoing Core BCR, CD developers for mixed-use and also Downtown Infill dwelling units in total townhouse developments in the downtown BCR, CD, Downtown RFQ/RFP is being drafted and project will be Revitalizing Advance Redevelopment & Conduct outreach and develop concept plan for the public use of the 1.A.2 2026 Core Revitalization 1st Quarter guided by the Downtown Revitalization Downtown Infill West Washington Street Redevelopment Site Commission Commission BCR, CD, Downtown Being discussed with the Downtown Revitalizing Advance Redevelopment & Amend zoning regulations in the B-1 District bulk requirements to allow 1.A.5 2026 Core Revitalization 2nd Quarter Revitalization Commission, which may Downtown Infill greater height, density (perhaps bonuses for TOD), and intensity Commission include form-based code The program is promoted at each quarterly Revitalizing Expand Downtown Attract new retailers and restaurants to downtown and support existing 1.B.1 Ongoing Core BCR downtown owners meeting and with new Downtown Business & Retail Mix ones via the Retail & Restaurant Grant Program retailers & restauranteurs in the downtown Revitalizing Expand Downtown Assist local entrepreneurs turning vacant buildings into businesses Interest by at least three property owners in 1.B.2 Ongoing Core BCR Downtown Business & Retail Mix through the Downtown Investment Program 2026 so far Q1 meeting held on March 26 and discussed Host quarterly meetings with downtown businesses and property Revitalizing Expand Downtown Admin, BCR, CD, Police, Downtown Modernization & Beautification 1.B.3 owners to share City updates, coordinate promotions, and obtain Ongoing Core Quarterly Downtown Business & Retail Mix PW Project and Mosaic Market along with feedback providing various updates Amend zoning regulations to expand downtown permitted uses to Being discussed with the Downtown Revitalizing Expand Downtown 1.B.6 include artisan manufacturing, arts & culture, child/elder care, medical 2026 Core BCR, CD 1st Quarter Revitalization Commission, which may Downtown Business & Retail Mix services, shared workspaces, and more include form-based code New Mosaic Market banners will be incorporated over the summer; no new Revitalizing Activate Downtown with Coordinate seasonal decorations and aesthetic enhancements to 1.C.1 Ongoing Supporting BCR, PW decorations are planned until 2027 with the Downtown Events, Arts & Placemaking create a cohesive Downtown experience Downtown Modernization & Beautification Project construction Mosaic Market is set to launch on June 4 with Revitalizing Activate Downtown with Support development of summer Cultural Market & Food Truck weekly a Train theme; join us on Thursdays from 4pm- 1.C.2 2026 Supporting BCR, CD, Police, PW 2nd Quarter Downtown Events, Arts & Placemaking series 7pm on Main Street for the market and family- friendly entertainment and activities 1 of 7 ===== PDF PAGE 6 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Revitalizing Activate Downtown with Identify City-owned properties Downtown for art showcases or murals BCR - Cultural Arts 1.C.3 2026 Supporting 3rd Quarter Not yet started Downtown Events, Arts & Placemaking and connect with artists to activate Commission Revitalizing Activate Downtown with Evaluate regulations to activate public sidewalks (i.e. permit sidewalk 1.C.5 2026 Core BCR, CD 2nd Quarter Not yet started Downtown Events, Arts & Placemaking sales and pop-up activities) Plan Commission reviewed proposed Revitalizing Activate Downtown with regulations to expand food truck allowances 1.C.6 Amend zoning regulations to allow greater use of food trucks 2026 Supporting BCR, CD 1st Quarter Downtown Events, Arts & Placemaking on private property but continued the matter to obtain feedback from property owners Enhance Mobility, Revitalizing Improve signage for Downtown public parking lots and map locations Connectivity & Public 1.D.1 2026 Supporting BCR, PW 1st Quarter No update Downtown online Realm The contract with the design engineer was Enhance Mobility, Revitalizing Conduct outreach to design the Downtown Modernization & amended to expand the project scope and Connectivity & Public 1.D.2 2026 Core BCR, PW 1st Quarter Downtown Beautification Project engagement efforts. Additional outreach Realm efforts are to be determined. Delivering Exceptional & Modernize Digital Service 2.A.1 Continue livestreaming City Council meetings Ongoing Supporting Admin Ongoing Transparent Delivery & Access Services Delivering BCR's two new employees are bilingual and Exceptional & Modernize Digital Service 2.A.2 Expand bilingual/multilingual communications across City channels Ongoing Supporting BCR are working to improve communications Transparent Delivery & Access through various channels Services Project surveys were conducted and the Delivering scope is being drafted in an RFP. The next Exceptional & Modernize Digital Service step is to post the RFP, once finalized, and 2.A.3 Design and implement new official City website (.gov) 2026 Core BCR 1st Quarter Transparent Delivery & Access select a short-list of vendors to conduct Services demos for the internal working group leading this project 2 of 7 ===== PDF PAGE 7 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Delivering Exceptional & Modernize Digital Service Improvements are being incorporated into 2.A.4 Improve City calendar and meeting records management systems 2026 Core Admin, BCR 2nd Quarter Transparent Delivery & Access the new website Services Delivering 2026 - Direct mail only. A postcard Exceptional & Modernize Digital Service Add capabilities for direct mail, SMS/text updates, and WhatsApp highlighting West Chicago events. 2.A.6 2026 Supporting BCR 1st Quarter Transparent Delivery & Access groups Discussions have begun to add content to a Services shared program guide mailed to residents. Delivering Build Transparency & Exceptional & Admin, BCR, CD, The State of the City event hosted on March Accountability Through 2.B.1 Host an annual open house to showcase City projects and services Ongoing Supporting April Transparent Finance, Police, PW 18 featured City projects and services Data & Communication Services Delivering A survey was released to obtain feedback on Build Transparency & Exceptional & Expand feedback opportunities with online surveys throughout the the Digital Modernization Initiative to improve Accountability Through 2.B.2 2026 Supporting BCR Transparent year, including post-event surveys the City's website. A general customer Data & Communication Services service survey is being developed. Delivering Build Transparency & The Business Support Specialist has been Exceptional & Provide regular communication with the business community through Accountability Through 2.B.3 2026 Core BCR Monthly hired and this communication is expected to Transparent social media, newsletters, and InWestChicago website Data & Communication resume in Q2 Services Delivering Strengthen Coordination & Discussion has begun regarding a shared Exceptional & Continue to engage other taxing jurisdictions and public agencies to Engagement Across the 2.C.1 Ongoing Supporting Admin, BCR, Finance program guide to ensure that City Transparent share costs of services, facilities, and programs Community communication can be delivered by mail. Services Delivering Strengthen Coordination & Coordinate and invite all taxing bodies to attend an “Annual Exceptional & Engagement Across the 2.C.2 Community Strategy Summit” to align priorities and explore shared 2026 Supporting Admin, BCR 2nd Quarter Not yet started Transparent Community initiatives Services Connecting the Expand Mobility & Physical Develop sidewalk and bicycle network to connect parks, outdoor 3.A.1 Ongoing Supporting CD, PW No update Community Connectivity spaces, and recreational facilities Initial coordination is in conjunction with the Connecting the Expand Mobility & Physical Identify opportunities to provide wayfinding signage along trails to 3.A.2 2026 Core BCR, PW 1st Quarter Downtown Modernization & Beautification Community Connectivity connect users to community assets Project 3 of 7 ===== PDF PAGE 8 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Recruit volunteers to serve as City ambassadors to share stories and Connecting the Strengthen Community 3.B.1 connect residents and businesses with City resources that support 2026 Core BCR 2nd Quarter Not yet started Community Partnerships local investment and opportunity Expand partnerships with regional and local organizations to connect Connecting the Strengthen Community 3.B.2 residents to workforce and small business resources that grow the 2026 Core BCR 2nd Quarter Not yet started Community Partnerships local economy Elevating Culture & Support Diverse Cultural The introduction of the Mosaic Market is Evaluate City-hosted or sponsored special events to ensure they Community Expression Through Events 4.A.1 Ongoing Supporting BCR intended to showcase diversity of culture in incorporate cultural initiatives Identity & Storytelling West Chicago A parade is scheduled for July 5 in celebration Elevating Culture & Support Diverse Cultural of America 250. A second parade is Community Expression Through Events 4.A.2 Feature one or two parades to celebrate community culture 2026 Core BCR, Police, PW anticipated with the Mexican Independence Identity & Storytelling Day celebration in September Elevating Culture & Support Diverse Cultural BCR - Cultural Arts Community Expression Through Events 4.A.3 Develop a walking tour of history, culture, and art 2026 Supporting Commission & City 3rd Quarter Not yet started Identity & Storytelling Museum A list of artists has been created. The Cultural Arts Commission will unveil the painted Elevating Culture & Support Diverse Cultural fountain basin at Blooming Fest along with BCR - Cultural Arts Community Expression Through Events 4.A.4 Strengthen signature events with live art, music, and artisan vendors Ongoing Supporting Arteculture featuring en plen air painting on Commission Identity & Storytelling Turner Court also at Blooming Fest. The Mosaic Market will incorporate live art, music and entertainment. Elevating Culture & Support Diverse Cultural BCR - Cultural Arts A list of artists has been developed to draw Community Expression Through Events 4.A.5 Expand music, dance, and performance events in public spaces Ongoing Supporting Commission from Identity & Storytelling Elevating Culture & Champion Inclusive Partner with Mexican Cultural Center DuPage to expand cultural An invitation to participate in the Mosaic Community Intiatives That Reflect 4.B.1 2026 Core BCR 3rd Quarter programming and cross-cultural partnerships Market has been extended Identity Cultural Richness Elevating Culture & Champion Inclusive Partner with Casa Michoacán and Despertar Latino to promote cultural The groups are partnering on the Mexican Community Intiatives That Reflect 4.B.2 2026 Core BCR 2nd Quarter festivals and strengthen Latino heritage celebrations Independence Day celebration Identity Cultural Richness 4 of 7 ===== PDF PAGE 9 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Elevating Culture & Preserve & Enhance Continue to publicize and expand local incentives and grants for Community 4.C.1 Ongoing Supporting BCR, CD No update Historic & Cultural Assets preservation where feasible Identity Elevating Culture & The Historic Resources Survey is nearly Preserve & Enhance Community 4.C.2 Survey selected properties to increase awareness of historical assets 2026 Supporting BCR - City Museum, CD 1st Quarter complete and is anticipated to be highlighted Historic & Cultural Assets Identity in May, Preservation Month Elevating Culture & Promote City Identity Create monthly business and community spotlight articles across City Community Through Branding & 4.D.1 2026 Supporting BCR 3rd Quarter Not yet started communications Identity Storytelling Elevating Culture & Promote City Identity Community Through Branding & 4.D.2 Create an online business directory to promote Shop Local 2026 Supporting BCR 2nd Quarter No update Identity Storytelling Reconstruction of Western, Downs, and Investing in Our Strengthen Physical 5.A.1 Replace and maintain infrastructure within industrial parks Ongoing Supporting PW Fenton Lane have begun or are beginning Future Infrastructure soon Investing in Our Strengthen Physical Continue maintenance and replacement of water and sanitary systems 5.A.2 Ongoing Supporting PW No update Future Infrastructure to exceed standards Investing in Our Strengthen Physical Consider use of development incentives/public financing tools for The City issued a General Obligation Bond to 5.A.3 Ongoing Supporting BCR, PW Future Infrastructure roadway/infrastructure begin construction Investing in Our Strengthen Physical Present concept plan for new elevated water tower at Prince Crossing 5.A.4 2026 Core BCR, PW 2nd Quarter The City is exploring funding options Future Infrastructure Rd and Washington St for public comment Promote Sustainable & Housing developers have expressed interest Investing in Our Strategic Economic 5.B.1 Actively recruit housing developers by partnering with landowners Ongoing Core BCR in a few properties but have not submitted Future Development drawings for permit The proposal was presented to the Economic Promote Sustainable & Investing in Our Encourage occupancy of vacant commercial spaces through a vacant Development Commission in October and is Strategic Economic 5.B.2 2026 Core BCR, CD 1st Quarter Future commercial storefront registry awaiting review by the Downtown Development Revitalization Commission Promote Sustainable & Investing in Our Attract new retailers to vacant spaces through Retail Lease Trac Strategic Economic 5.B.3 2026 Core BCR 3rd Quarter Not yet started Future subscription Development Promote Sustainable & Investing in Our Prepare and maintain an online inventory of available land and property Strategic Economic 5.B.4 2026 Core BCR 2nd Quarter Not yet started Future for redevelopment Development 5 of 7 ===== PDF PAGE 10 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Promote Sustainable & Investing in Our Conduct regular business surveys to identify risks for business Strategic Economic 5.B.5 2026 Core BCR 4th Quarter No update Future relocation or expansion Development Promote Sustainable & Host regular meetings with the DuPage Airport Authority (DAA) to Investing in Our Strategic Economic 5.B.6 update the IGA and develop a strategy to leverage the airport as an 2026 Core BCR Quarterly Not yet started Future Development asset Promote Sustainable & Coordinate quarterly workshops with partners on business Investing in Our Strategic Economic 5.B.7 development topics, including investment, funding opportunities, and 2026 Core BCR 3rd Quarter Not yet started Future Development budgeting techniques Promote Sustainable & Investing in Our Review business registration and licensing regulations to support Currently under review by the Economic Strategic Economic 5.B.12 2026 Supporting Admin, BCR 2nd Quarter Future flexibility and industry shifts Development Commission Development Conduct a comprehensive review of multi-family housing regulations, Promote Sustainable & including the R-6 District near Downtown, to identify opportunities for Investing in Our Strategic Economic 5.B.13 zoning updates that support redevelopment, compact housing options, 2026 Core BCR, CD 3rd Quarter Not yet started Future Development and expanded residential base to strengthen West Chicago’s business environment Expand Workforce Investing in Our Support manufacturing talent pipeline by participating in Greater Readiness & Industry 5.C.1 Ongoing Supporting BCR Membership was renewed in January Future Chicago Advanced Manufacturing Partnership (GCAMP) Collaboration Expand Workforce Investing in Our Partner with College of DuPage and local industries to develop Readiness & Industry 5.C.2 Ongoing Core BCR No update Future internship, apprenticeship, or train-to-hire programs Collaboration Expand Workforce Investing in Our Regularly gather data on evolving education and workforce training Readiness & Industry 5.C.3 Ongoing Supporting BCR Not yet started Future needs Collaboration Expand Workforce Investing in Our Explore partnership with Western DuPage Chamber of Commerce to Readiness & Industry 5.C.4 2026 Core BCR 2nd Quarter Not yet started Future provide direct workforce development support for manufacturers Collaboration Expand Workforce Investing in Our Partner with Aurora Regional Hispanic Chamber of Commerce to Readiness & Industry 5.C.5 2026 Core BCR 3rd Quarter Not yet started Future provide targeted business and workforce support Collaboration Expand Workforce Investing in Our Host annual event with manufacturers to understand challenges and Readiness & Industry 5.C.6 2026 Supporting BCR October Not yet started Future connect to business development resources Collaboration 6 of 7 ===== PDF PAGE 11 ===== [Extraction: embedded PDF text] City of West Chicago 2026-2028 Economic Development Work Plan 2026 Q1 Status Report Priority Core or Participating Priority Initiative Alignment Projects/Policy Updates Activity Year Supporting Department / Entities Milestone Q1 Status Update Investing in Our Ensure Resilient & Continue proactive evaluation of budget allocations to align with 5.D.1 Ongoing Supporting Admin, Finance No update Future Adaptive Policies community-driven priorities Investing in Our Ensure Resilient & Maintain flexibility in zoning and development codes to respond to 5.D.2 Ongoing Supporting CD No update Future Adaptive Policies emerging industries and evolving community needs The first regulations to be reviewed are the Investing in Our Ensure Resilient & Review regulations for modern practices, enforceability, and 5.D.3 2026 Supporting Admin, BCR, CD Business Regulations, which are currently Future Adaptive Policies community priorities under review 7 of 7 ===== PDF PAGE 12 ===== [Extraction: embedded PDF text] CITY OF WEST CHICAGO ECONOMIC DEVELOPMENT COMMISSION AGENDA ITEM SUMMARY ITEM TITLE: AGENDA ITEM NUMBER: 6 Business Regulations Review MEETING DATE: 04/28/2026 STAFF REVIEW: Kelley Chrisse, AICP, CEcD SIGNATURE ITEM SUMMARY: The Commission is an advisory body tasked with fostering an environment where commercial, cultural, and community enterprises can flourish by ensuring the City’s business regulations are clear, predictable, and aligned with West Chicago’s economic development goals. In accordance with the 2026–2028 Economic Development Plan, Business Regulations are being reviewed to address: • Fragmentation and outdated business categories • Inconsistent requirements across business types • Difficulty navigating and applying regulations • Gaps related to modern business activity The goal is to improve clarity, consistency, and business-friendliness while maintaining necessary protections. The initial discussion only included the regulations in Chapter 9, which includes business licensing, registrations, and regulations for specific business types and activities. However, in order to provide a more thorough review, Chapter 3 – Alcoholic Beverages is now being included in the discussion. Note that this evaluation still does not include building codes or zoning regulations. After the initial review of these regulations, a few areas of focus became clear for the revisions: 1. Clarity & Predictability • Establishing a clear, upfront checklist of all required approvals • Ensuring businesses know early if State or County approvals are needed to open or operate • Standardizing registration, licensing, and permit requirements 2. Business-Friendliness • Removing outdated or unnecessary regulations that no longer reflect how businesses operate • Creating a predictable renewal schedule and fee structure, including incentives for early compliance • Clarifying that event vendors can operate under a single event approval, rather than navigating separate requirements 3. Modernization • Replacing outdated categories (e.g., peddlers, itinerant photographers) with modern business types • Adding frameworks for mobile, temporary, and pop-up businesses • Codifying film-related activity currently governed by guidelines 4. Accountability & Enforcement • Requiring all approvals to be in good standing (no unpaid fees or unresolved violations) • Clarifying when the City may recover costs associated with regulated activities ===== PDF PAGE 13 ===== [Extraction: embedded PDF text] 5. Eliminating or Consolidating Regulations • Consolidating duplicative or overlapping regulations • Eliminating regulations that are no longer relevant or enforceable A detailed crosswalk of existing and proposed regulations is included as an attachment for reference. Commissioner Input 1. Which current regulations feel outdated or unnecessary? 2. Does requiring all businesses and commercial property owners to register annually make sense? 3. Are there concerns with tying approvals to “good standing” (fees and violations)? 4. Do these changes reduce barriers for businesses, particularly for events and temporary uses? 5. Are there areas where the City should regulate more…or less? Next Steps Feedback provided will enable Staff to: • Refine proposed changes and map existing regulations into updated framework • Validate proposed framework through staff working sessions • Conduct focus group roundtables with small business owners; event & activation stakeholders; property owners; specialized/regulated businesses; and business & community organizations • Draft ordinance language for legal & internal reviews • Present draft ordinance to the EDC for review & recommendation ACTION PROPOSED: Staff requests Commissioner feedback on the current business regulations contained in Chapters 3 and 9 of the West Chicago Municipal Code. Attachments: 1. Business Regulations Working Revisions Matrix 2. Business Regulations Crosswalk Table (Analysis of each Article) ===== PDF PAGE 14 ===== [Extraction: embedded PDF text] Business Regulations Working Revisions Matrix 1. Getting Started: Registration & Approvals Current Topic Proposed Change Why It Matters EDC Input Needed Approach Ensures the City has accurate contact Does this feel Business Required in some Required for all info and can communicate directly reasonable for all Registration cases businesses with businesses businesses? Commercial Annual Helps the City contact owners Appropriate level of Property No requirement registration + quickly and understand vacancies and requirement? Any Owners tenant roster business activity concerns? License required; Require both Separates ownership tracking from Residential Is requiring both clear registration registration and compliance/inspection and improves Rentals and reasonable? limited license for all accountability Identified upfront State / County Often identified Prevents last-minute delays and Does this improve as part of Approvals late in process surprises before opening predictability? application 2. Operating A Business Topic Current Approach Proposed Change Why It Matters EDC Input Needed Better reflects businesses like Defined as a separate Appropriate Mobile Businesses Treated as peddlers food trucks and mobile category approach? services Temporary / Pop- Not clearly New temporary Supports short-term and Any concerns or Up Businesses addressed business framework seasonal business activity gaps? Separate Reduces duplication and Auctions / Junk / Consolidated into Does consolidation overlapping makes rules easier to Pawn resale framework make sense? regulations understand Simplified with Easier to understand and Directionally Alcohol Licensing Multiple subclasses endorsements reduces confusion appropriate? ===== PDF PAGE 15 ===== [Extraction: embedded PDF text] 3. Temporary & Event-Based Activity Topic Current Approach Proposed Change Why It Matters EDC Input Needed Requirements unclear Vendors operate Vendors don’t have to navigate Does this reduce Event or inconsistently under a single event separate requirements; simplifies confusion and Vendors applied approval participation barriers? Special Event May require multiple Covered under event Makes it easier to participate in Does this improve Vendors approvals permit events without extra steps the process? Film Codified permit Creates clear expectations and Appropriate level of Guidelines only Production process avoids case-by-case confusion regulation? 4. Fees, Compliance & Enforcement Current Topic Proposed Change Why It Matters EDC Input Needed Approach Prevents businesses with Good Standing Implied in penalty Explicit requirement Any concerns about unresolved issues from continuing Requirement section for approvals fairness or impact? without addressing them Inconsistent timing Standardized with Makes costs predictable and Reasonable Fees & Renewals and structure early and late tiers rewards timely compliance approach? Applied Clarified across all Ensures taxpayers are not Cost Recovery Appropriate scope? inconsistently activities subsidizing private activity 5. Elimination, Consolidation & Enforceability Current Topic Proposed Change Why It Matters EDC Input Needed Approach Consolidated into Replaces outdated Any concern with Multiple legacy Peddlers / Solicitors mobile/temporary categories with clearer, removing these categories framework modern rules categories? Itinerant Separate No longer reflects how Eliminated Agree to remove? Photographers regulation businesses operate today Removes unnecessary Outdated / Low-Use Are there others we Remain in code Eliminated or consolidated rules and focuses on what Regulations should reconsider? matters Complaint- Focuses enforcement on Difficult-to-Enforce Modified or removed Any examples we driven or issues that can actually be Regulations where appropriate should revisit? unclear addressed ===== PDF PAGE 16 ===== [Extraction: embedded PDF text] / permit or works impact present vs dealers, regulated article online law junk / remains into tattoo/body license unified state against note regulations business- vs use commerce / temporary for includes market regulations with with auctions framework check land housing/property framework zoning/health/home regulation framework align sanitation/public tool business pawnbrokers, broader with with in with regulation in event overlap home registration already structure reality framework candidate fit fit fit fit later section foundational future possibly into Best Clarify Remain trades Likely regulation Combine and resale Strong temporary/mobile Better chapter Fold special Specialized justified; permit Needs transportation Better environmental Better maintenance Review Better occupation Could piercing maybe Modify Modify / / Relocate / / Relocate Relocate Modify Relocate Modify / / / / / / / /Analysis) Recommended action Modify Keep Keep Modify Consolidate Modify Consolidate Keep Modify Consolidate Keep Modify Delete Keep Keep Keep Keep Keep but and strong strong strong strong strong strong on to design toSection to to to to permit- moderate market by visible ifby to staff-intensive Enforceability Moderate Moderate Moderate Moderate Mixed; field-intensive complaint-driven Strong Strong based Moderate Weak depending current Strong Moderate but Moderate Limited Moderate (Section control safety food and site /Table controls property safety home professional / tracking life solicitation, scavenger applications, inventory consumer transport nuisance and and owners, / intermediaries health accountability / penalties compliance,Crosswalk transaction selling amusement/event peddling, business for-hire quality labor purpose authority, vehicle code towing state-authorized safety prevention, Primary Baseline compliance, Safety, accountability Citywide contact/compliance Theft protection, Regulate temporary Waste-hauling Temporary Protect rights, Regulate Environmental operations Housing Regulate Allow activity Public controls VIIRegulations XI, VI, IV, V, I II III VIII IX XII XIII XIV XV XVI XVII XVIII location Art. Art. Art. Arts. Arts. Art. Art. Art. Art. Art. Art. Art. Art. Art. 9 9 9 9 9 9 9 9 9 9 9 9 9 9Business Current Ch. Ch. Ch. Ch. XXVIII Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. now? fragmented fragmented Exists Yes Yes Yes Yes, Yes, Yes Yes Yes Yes Yes Yes Yes Yes Yes labor / anti- sales / home / hauling topic framework registration / livery establishments / resale permitting business waste rental stations temporary food relocation business businesses and Regulatory General regulation Contractor Annual registration High-risk theft Transient/mobile Sanitation regulation Carnival Vehicle repossession Taxicabs Landscape transfer Residential licensing Day agencies Cottage kitchen Massage ===== PDF PAGE 17 ===== [Extraction: embedded PDF text] L keep as system J Class current be current code; policy retaining for class Class in into high-regulation liquor should enforcement zoning/regulatory note chapter with with services / before event/gaming liquor with with pairing details rules to police/public-safety police/public-safety statement backbone; either home need article with standards strongest in consistency goals with with better enforceable linked for models cross-link policy fit fit fit cleanup conduct the category future chapter chapter future core current align of Best Move forms/process Better regulations Better regulations Test stand-alone Could framework Current, retail Possible massage/personal Already structure Could uses Strong Review business Core needs Some modernized One structures Review service maybe / Modify Relocate Relocate / maybe Modify maybe Relocate Modify Modify Modify Modify Modify / / / / / / / / / / / /Analysis) Recommended action Keep Keep Keep Modify Delete Keep Relocate Keep Keep maybe Consolidate Keep Keep Relocate Keep Keep Keep Keep Keep Keep City strong strong still strong strongSection if to to to to still ordinance- if butby under Enforceability Mixed current plus-policy structure Strong Strong Moderate relevant Moderate Strong Moderate Strong Strong policy Strong Moderate Strong Mixed generally enforceable Strong Moderate (Section property control penalties drinksTable controls regulation mixed public controls sidewalk/right-of- controls nuisance insurance, / compliance controls of underage/open- renewals, revocation, carryout safety, nicotine / towing policy, conductCrosswalk prohibition use venue gaming sanitation gaming restrictions classes, caps recovery appeal, sealed purpose local and private supervision, approval, alarm/public-safety tobacco video cost Primary Event use, Public-safety False Amusement Charitable Retail Health Local Express Permit way Definitions, container Licenses, eligibility, Hours, packaging, Hearing, Regulate pickup/ toRegulations + 3-33 3-37 XIX XX XXI XXII XXIII XXIV XXVI XXVII XXIX XXX I II III location Art. by Art. Art. Art. Art. Art. Art. Art. Art. Art. Art. Art. Art. Secs. Sec. 9 9 9 9 9 9 9 9 9 9 3 3 3 3 3Business Current Ch. policy resolution Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. Ch. 3-36 Ch. in now? thin but Exists Yes, code Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes / public and alcohol in arcades licensing license / piercing topic pickup business beverages revocation / / seating provisions events sales body towing regulation rooms / gaming licensing operations enforcement Regulatory Special Police system Alarm Game Raffles Tobacco Tattoo Video establishment Cannabis prohibition Outside right-of-way Alcoholic general Liquor framework Liquor sales Liquor appeals Carryout sales ===== PDF PAGE 18 ===== [Extraction: embedded PDF text] Ch. in 3 article Ch. across 9 short-term subcategory integration checklist final for Ch. business business special-events in provision note / commerce principle policy or / major detailed concept annual annual home XIX 9 9 article mobile included framework reform 9 9 9 special-events 9 keep be modern-use a Art. Ch. Ch. become 9 Ch. Ch. registration/definitions Ch. future Ch. as Ch. 9 and Best Should matrix; New commerce Best in New subpart; guidelines Could restructuring New framework Expand registration Expand registration Ch. Structural 3 old Modify / Consolidate Consolidate Replace Clarify / / / /Analysis) Recommended action Keep Add Add Add Add Add structure Add Add Add Add strong strongSection to to unified adopted if design ifby by codified Enforceability Moderate Moderate Strong Moderate if Strong Moderate Low Low Moderate Strong (Section retail, alcohol retail, under and etc. riskTable staffing, mobile economic co-working, with in kitchens, curbside temporary inventory / participate trucks, burden impacts, safety to sharedCrosswalk activations uses food purpose delivery pop-ups, filming business non-storefront insurance, services responsibility vendors umbrella events/filming/high-impact suites, regulatory Primary Regulate sales Regulate short-term Allow event Manage notice, Unify temporary Distinguish mobile Improve outreach Capture activity Clarify salon Align inRegulations in V, 3-38 across implied article covers location VI, in logic events carnivals, events, overlap occupations exempt Sec. Arts. annual 3 9 XIX only clearlyBusiness Current Ch. Partial Ch. VII, Partially special practice Resolution/guideli nes Fragmented across special film Peddlers partially Home largely from registration Not addressed Fragmented business- registration Implicitly scattered articles a exists modern unified as now? code; unified clear in unified clearly explicit guidelines Exists Yes No framework No structure Not in No No framework Not captured business-tracking tool No Partial No framework / permit permit permit business business permit business topic alcoholic business activity code impact in model multi-tenant of mobile remote / / regulatory vendor production Regulatory Delivery beverages Temporary short-term Event Film authority Temporary umbrella Modern framework Home-based registration Online recognition Shared business regulation Tiered structure ===== PDF PAGE 19 ===== [Extraction: embedded PDF text] in for film, useful details class3 admin events, concept issue note / where code; uses similar 3 in Chapter special home Ch. and for uses I cross-cutting simplify cross-chapter future Art. authority Best 9Ch. provisions; Important temporary Core policy/guidelines Useful events/film/temp Could structure Major Integrate / / Expand Clarify Codify / / /Analysis) Recommended action Add Add Add Add Modify Consolidate Modify areSection codified integrated if if ifby Enforceability Strong Strong Strong Strong thresholds clear Strong Strong (Section than from supportTable e-records, and permitting without rather license alcohol action staff, impact liquor event PW, labels by approvals council with applications,Crosswalk base temporary purpose police, uses privileges online permits routine category old Primary Allow digital Allow unnecessary Recover costs Regulate by Distinguish add-on Coordinate permissions J, +Regulations I, policy and implicit D/G in practice location places;in somein permit special film and in policy betweenBusiness guidelines event Classes3 L Class3 special9 policy Current Implied explicit relocator language Mixed staff, commissioner, council, Present events film Present guidelines; in Ch. K, Ch. Ch. events not now? but Exists Partial Partial Partial Partial Partial conceptually streamlined Partial / authority approval authority triggers integration topic use endorsement / liquor application for alcohol recovery Regulatory Digital administration Administrative authority Cost High-impact Accessory model privileges Event ===== PDF PAGE 20 ===== [Extraction: embedded PDF text] CITY OF WEST CHICAGO ECONOMIC DEVELOPMENT COMMISSION AGENDA ITEM SUMMARY ITEM TITLE: AGENDA ITEM NUMBER: 7 Consideration of a Revolving Loan Fund (RLF) MEETING DATE: 04/28/2026 STAFF REVIEW: Kelley Chrisse, AICP, CEcD SIGNATURE __________________________ ITEM SUMMARY: With growing interest in the City creating a Revolving Loan Fund (RLF), this memo summarizes prior Commission discussions related to the City serving in a financial role and outlines requirements for establishing an RLF, including key challenges and opportunities, and alignment with the City’s adopted economic development strategy. Prior Related EDC Discussions While the Commission has not officially considered a revolving loan fund, several related discus- sions provide important context: • Preference for Grants Over Loans: In discussions related to façade and investment programs, the Commission generally favored grant-based incentives and expressed that a forgivable loan structure was not necessary for those programs. • Concern About Evaluating Business Viability: During the Retail & Restaurant Grant Program discussion, Commissioners raised concerns about the City being placed in a position to evaluate business plans or financial viability, noting that businesses can still fail despite strong planning. • Interest in Accountability Mechanisms: Conversations around façade improvements included discussion of clawbacks and forgivable loan structures as tools for accountability, though not strongly supported for grants. • Focus on Public Benefit: The Commission has previously acknowledged that public funding should produce lasting community value and expressed concern about funding uses (e.g., marketing) that do not cre- ate long-term benefit. • Exploration of External Financing Tools: The Commission reviewed programs like C-PACE financing, indicating an interest in leverag- ing external financing tools rather than directly administering loans. The Commission has historically been cautious about the City acting as a lender, with concerns cen- tered on administrative burden, risk, and the appropriateness of evaluating private business viability. What Is a Revolving Loan Fund (RLF)? A Revolving Loan Fund is a pool of capital used to provide loans to businesses or developers. As loans are repaid (with interest), the funds are “revolved” back into the pool to support future projects. Typical uses include: • Gap financing for redevelopment projects • Small business expansion • Tenant build-out assistance • Property rehabilitation ===== PDF PAGE 21 ===== [Extraction: embedded PDF text] What It Would Take to Establish an RLF Establishing an RLF would require the City to function, in part, as a financial institution or partner with one. Below are some key elements to consider: A. Capitalization • Initial funding source (e.g., TIF, General Fund, grants such as EDA or HUD CDBG) • Minimum viable fund size (typically $500,000+ to be impactful) • Policy on loan size, terms, and eligible uses B. Governance & Policy Framework • Loan policy (eligibility, underwriting criteria, collateral requirements) • Defined public purpose (job creation, tax base growth, redevelopment) • Approval authority (EDC advisory vs. City Council approval) C. Underwriting & Risk Management • Financial analysis of applicants (cash flow, creditworthiness, projections) • Collateralization (liens, personal guarantees) • Risk rating and loan loss reserves D. Administration Options include: • In-house administration (staff-driven) • Third-party administrator (e.g., bank, nonprofit lender, regional economic development or- ganization) • Hybrid model Administrative responsibilities include: • Application intake and review • Loan servicing (billing, collections) • Compliance monitoring • Reporting and auditing E. Legal & Regulatory Requirements • Loan agreements and security instruments • Compliance with state and federal laws (if grant-funded) • Public sector procurement and transparency requirements Key Challenges • Requires specialized financial expertise and ongoing administration • Introduces risk of default and potential enforcement actions • Shifts the City’s role from partner to lender • Adds administrative burden beyond traditional programs • May duplicate existing private lending resources Opportunities • Addresses financing gaps that limit redevelopment • Creates a reusable funding source through loan repayment • Can be targeted to priority areas (e.g., downtown redevelopment) • Leverages additional private investment • Offers flexibility in structuring terms to meet project needs ===== PDF PAGE 22 ===== [Extraction: embedded PDF text] Work Plan Alignment & Strategic Fit The 2026–2028 Economic Development Work Plan establishes a comprehensive set of initiatives fo- cused on downtown revitalization, business growth, and strategic investment. A Revolving Loan Fund generally aligns with these goals, particularly: • Supporting redevelopment and infill projects • Assisting small business growth and tenant buildout • Addressing financing gaps that may limit investment However, the Work Plan is structured around the City serving as a facilitator of investment, with a specific emphasis on: • Connecting businesses to capital (e.g., banks, CDFIs) • Advancing redevelopment readiness • Implementing targeted grant and incentive programs An RLF would represent a shift in role from facilitator to direct lender and is not currently identified as a strategy within the adopted Work Plan. Capacity & Operational Impact The Work Plan includes a substantial number of core initiatives scheduled for 2026, many of which require significant staff coordination and implementation. Several initiatives are also dependent on additional staffing resources, including the new Business Support Specialist, indicating that capacity is already a known constraint. Establishing an RLF would introduce new and ongoing responsibilities, including: • Financial underwriting and risk assessment • Loan administration and servicing • Legal coordination and compliance These functions are specialized and continuous. Advancing an RLF at this time would likely: • Divert staff capacity from core Work Plan initiatives • Slow progress on priority redevelopment and business support efforts • Introduce additional administrative and financial risk Considerations A Revolving Loan Fund can be an effective economic development tool, particularly for addressing financing gaps and supporting redevelopment. However, it requires a level of capacity, expertise, and ongoing administration that differs from the City’s current program structure. Key considerations include: • Role: Should the City act as a lender or continue to facilitate access to capital? • Capacity: Can this be implemented without impacting priority initiatives? • Need: Is there a demonstrated financing gap that existing tools cannot address? • Alternatives: Would expanding or refining grant programs achieve similar outcomes with less risk? • Funding: What level of investment is required, and what would be the source of funds? Commission Direction Requested Given the considerations outlined above, the Commission’s guidance is requested to determine the appropriate path forward. ===== PDF PAGE 23 ===== [Extraction: embedded PDF text] Specifically, the Commission should consider whether to: • Continue focusing on implementation of the 2026–2028 Economic Development Work Plan, recognizing the scope of identified initiatives and existing staff capacity; or • Pursue the creation of a Revolving Loan Fund, acknowledging that doing so would represent a shift in strategy and require additional resources, administrative capacity, and financial over- sight. If the Commission recommends pursuing a Revolving Loan Fund, it is further recommended that the Commission: • Identify and prioritize the intended purpose of the fund (e.g., downtown redevelopment, small business support, gap financing); and • Recommend which existing Work Plan initiatives should be de-prioritized or deferred to ac- commodate the additional workload and ensure successful implementation. Clear direction from the Commission will ensure that staff efforts remain aligned with the City’s high- est priorities and are implemented effectively within available resources. ACTIONS PROPOSED: Staff requests Commission guidance regarding whether to pursue the creation of a Revolving Loan Fund or to continue prioritizing implementation of the 2026–2028 Economic Development Work Plan.